Angelica immigrated from Mexico to America in 2008, seeking a better life. Starting as a seasonal harvester, she soon discovered the many barriers between her and her goals. Realizing she was spending the majority of her wages to cover rent; she became determined to find a path to becoming a homeowner.

Unsure where to start, she went to her local credit union, began asking questions, seeking assistance. She learned that her first step was to build up credit, a process that took her seven months to be in good standing. Another issue arose, however, as her immigration status became another barrier to home ownership. Angelica was persistent with her credit union to provide a home loan, which she received after just weeks of deliberation.

Seeking to reduce her 30-year mortgage, Angelica made a commitment to pay off the house quickly, forcing her to cut expenses, save any funds, take on extra work and continually improve her credit. Through such planning, the house was paid in full in just four years.

Angelica shows that resilience and determination are fundamental traits to using existing systems to one’s benefit. By asking questions, getting advice from people with experience, and careful budgeting, anyone, no matter their financial status, can make their dream of home ownership, or finding financial freedom, a reality.

To watch Angelica’s interview visit https://tillamookcountywellness.org/work-well/financial-wellness

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